---
title: Flow Reference
description: Learn about the flows included in the Financial Services and find links to reference documentation about them.
component: pingone-solutions
page_id: pingone-solutions:financial-services:flow-reference/financial-services-flow-reference
canonical_url: https://docs.pingidentity.com/pingone-solutions/financial-services/flow-reference/financial-services-flow-reference.html
revdate: January 29, 2025
page_aliases: ["flow-reference/index.adoc"]
---

# Flow Reference

The Financial Services solution uses a main flow and multiple subflows. This section explains what each flow does and how it works.

A DaVinci flow consists of nodes, each of which presents a page to the user, performs a backend action, or launches another flow. These nodes are connected by logical operators, allowing you to construct a user journey such as authenticating with a known device or making a transfer.

The flows included in the Financial Services solution are designed to work together to provide the solution. They require no configuration beyond that described in [Configuring flows in DaVinci](../getting-started/financial-services-configuring-flows-in-davinci.html). However, you can customize these flows to provide additional services to your end users. Learn more in [How To Manage Flows](https://docs.pingidentity.com/davinci/flows/davinci_how_to_manage_existing_flows.html) in the DaVinci documentation.

The main section of the Financial Services solution contains the following flows:

* [OOTB - Financial Services - Main Flow](financial-services-main-flow.html)

  This flow is the beginning of the financial services process. It's meant to be invoked directly.

* [OOTB - Financial Services - Account Settings Subflow](financial-services-account-settings-subflow.html)

  This flow lets users update their account settings.

* [OOTB - Financial Services - Agreement (ToS) - Subflow](financial-services-agreement-tos-subflow.html)

  This flow lets users read and agree to any agreements required by the environment.

* [OOTB - Financial Services - Change Password - Subflow](financial-services-change-password-subflow.html)

  This flow lets users change their password.

* [OOTB - Financial Services - Device Authentication - Subflow](financial-services-device-authentication-subflow.html)

  This flow lets users authenticate using a known device.

* [OOTB - Financial Services - Device Registration - Subflow](financial-services-device-registration-subflow.html)

  This flow lets users register a new device.

* [OOTB - Financial Services - Magic Link Authentication - Subflow](financial-services-magic-link-authentication-subflow.html)

  This flow lets users authenticate using a magic link.

* [OOTB - Financial Services - Make Payment Subflow](financial-services-make-payment-subflow.html)

  This flow lets users make a payment.

* [OOTB - Financial Services - Make Transfer Subflow](financial-services-make-transfer-subflow.html)

  This flow lets users make a transfer.

* [OOTB - Financial Services - Manage Account Subflow](financial-services-manage-account.html)

  This flow lets users manage their account.

* [OOTB - Financial Services - Privacy Settings Subflow](financial-services-privacy-settings-subflow.html)

  This flow lets users update their privacy settings.

* [OOTB - Financial Services - SignOn - Subflow](financial-services-signon-subflow.html)

  This flow lets users sign on.

* [OOTB - Financial Services - Threat Detection - Subflow](financial-services-threat-detection-subflow.html)

  This flow uses PingOne Protect to perform a threat assessment of the user.

* [OOTB - Financial Services - Transfer Approval via Email - Subflow](financial-services-transfer-approval-via-email.html)

  This flow lets users provide approval for transfers or payments through a known email.

* [OOTB - Financial Services - Verify Email - Subflow](financial-services-verify-email-subflow.html)

  This flow lets users verify their email address using PingOne SSO.