Authentication nodes

LexisNexis InstantID Question and Answer (IIDQA)

LexisNexis InstantID Question and Answer (IIDQA) supports rapid consumer onboarding, helps prevent and detect identity theft, and fortifies compliance through question-based authentication tools. The IIDQA nodes provide the capability to integrate knowledge-based authentication (KBA) into your journeys.

IIDQA is primarily integrated into the following orchestration journeys:

  • Login MFA for medium to high risk transactions

  • New account origination to prevent synthetic accounts and validate that the account is linked to a physical person with high fidelity

You can implement IIDQA using these authentication nodes:

Example

The following example shows a registration journey using the LexisNexis IIDQA nodes:

Sample LexisNexis IIDQA journey

  • A Page node gathers information from the user for registration identity proofing and places the data in shared state.

  • The LexisNexis InstantID Get Quiz node uses the user parameters to make an API request to the DDP Authentication Hub to generate a quiz. If the information results in a physical identity match, the node generates a quiz.

  • The LexisNexis InstantID Quiz Collector node displays the quiz and collects the user’s answers.

  • The LexisNexis InstantID Quiz Decision node validates the quiz answers against the DDP IIDQA policy.

  • Message nodes display the results or error conditions.

Setup

You must configure the DDP portal to enable integration with Advanced Identity Cloud. Complete the following configuration steps:

  1. Get configuration details such as Org ID and API key for the REST API interface from the LexisNexis DDP portal.

  2. Configure DDP portal policies to enable access to IIDQA services from Advanced Identity Cloud.

Consult with LexisNexis Risk Solutions services for a more comprehensive policy configuration.