PingOne

PingOne Verify and the American Association of Motor Vehicle Administrator’s system of record

What is the DLDV service?

The American Association of Motor Vehicle Administrator’s (AAMVA’s) Driver License Data Verification (DLDV) service offers a high-assurance way to validate identity by cross-referencing United States driver license and ID data directly against official state Department of Motor Vehicles (DMV) records. This dependable check simplifies Know Your Customer (KYC) and regulatory compliance while adding a layer of protection against fraud. Learn more in the AAMVA’s DLDV service.

What it does:

  • Real-time DMV validation: An online service that checks if supplied license or ID data matches DMV records for supported United States jurisdictions.

  • Multi-attribute matching: Validates name, date of birth, state, and document number.

  • Fraud detection: A System of Record (SoR) check that provides assurance by verifying that a document’s data matches the issuing authority’s master file rather than just appearing physically authentic. This process exposes forgeries that bypass visual inspection by identifying fabricated, stolen, or revoked credentials that lack a valid government record.

What it doesn’t do:

  • Image analysis: It doesn’t perform optical character recognition (OCR), hologram checks, or liveness.

  • Universal dataset: Coverage and specific fields returned vary by state. Nationwide coverage is unlikely to occur.

  • Effective against all fraud: It can’t detect injection attacks, deepfakes, or if someone has fraudulently obtained a genuine document.

Why it matters

The AAMVA’s DLDV service moves you beyond just looking at a physical ID. A card can look real, but only a check against official records can prove it’s real. The DLDV service bridges this gap by confirming that the information on the ID matches the government’s database in real time.

This is critical for:

  • Accelerating workforce onboarding by clearing legitimate users faster with high-confidence results, adding less than 3 seconds to the average verification time.

  • Identifying sophisticated forgeries that bypass traditional checks, flagging potential fraud in 0.5% of previously approved documents.

  • Detecting documents that have been revoked, reported lost, or stolen, which visual-only checks can’t detect.

Integrating the AAMVA’s DLDV service into your verification policy is recommended for:

  • High-value transactions when the risk of fraud outweighs the delay of an additional check.

  • Satisfying strict regulatory requirements for identity certainty in banking and fintech.

  • Healthcare or government services where knowing a license is valid is essential.

Where the service works

The AAMVA’s DLDV service currently covers 44 jurisdictions, reaching roughly 73% of the United States population. While most states work seamlessly with standard integration, Pennsylvania requires explicit written consent from the user before their data can be checked, and New York carries a significantly higher transaction fee.

How it works

To enable AAMVA in PingOne Verify,

Understanding a result of a no match

A result of a no match doesn’t always mean fraud and happens because the physical card is out of sync with the government’s database.

A result of a no match can be caused by the following:

Cause Description

Address updates

Many states don’t require you to get a physical card when you move. The database can reflect the current address while the physical card displays the previous address.

Renewals and extensions

Some states update the validity of a license behind the scenes without issuing a physical card.

Some states, such as Illinois, Indiana, and Virginia, grant expiration date extensions digitally without printing a new card. In Massachusetts, a renewal might update the physical card, but the database might still retain the original issue date.

Database formatting

Simple abbreviation or punctuation differences in how data is saved, such as St. instead of Street, can occasionally trigger a mismatch.